Carmel is the seat of Putnam County and part of the same town as Mahopac
Carmel is a hamlet in the Town of Carmel and the county seat of Putnam County. Mahopac is in the same town, so the building department, the flood law and the hazard plan that apply here also apply to our home base. The US 6 and NY 52 corridor links the two hamlets.
Emergency dispatch is available around the clock for Carmel, including the commercial blocks, the older homes near the center and the newer subdivisions on the edge. Flood insurance data in the plan covers the whole town, so the figures in this page describe Carmel and Mahopac together.
Public buildings in the floodplain
The Putnam County hazard mitigation plan lists critical facilities in the Town of Carmel that sit in mapped floodplains, including the Putnam Hospital Center emergency room, the CoveCare Center, the senior citizen building and the Carmel Historical Society. That list tells you the floodplain is not only a rural lake issue. It includes buildings that people rely on.
For a business or institution in Carmel, flood and water damage planning is a practical question. Our commercial water damage restoration page explains how we run jobs where operations have to resume.
Flood data for the Town of Carmel
| Measure | Figure | Source note |
|---|---|---|
| NFIP policies in force | 73 | As of July 28, 2020 |
| NFIP claims since the program began | 122 | Town of Carmel |
| Total paid on claims | $288,727 | Town of Carmel |
| Repetitive-loss properties | 10 | Town of Carmel |
| Flood Damage Prevention Law adopted | January 9, 2013 | Section 86 of the town code |
Figures come from the Putnam County hazard mitigation plan and cover the Town of Carmel as a whole.
Culverts, creeks and the roads that flood
The plan names Memory Lane, where an undersized cross-culvert is the problem, and Sandy Street among the town's flood-prone spots. It also notes that Peekskill Hollow Road and Route 6 are important routes. During the July 9, 2023 storms, Putnam County declared a state of emergency on July 10 after roads, bridges and culverts were damaged across the county.
Culvert failures matter to homeowners because they redirect water to places that were not designed for it, such as driveways and yards that slope toward a foundation. If you see water running toward your house during a storm, take photos and call us after the rain slows.
A water damage call in Carmel
Call and describe
Tell us the address, the source and how deep the water is.
Stop and extract
The source is shut off and standing water is pumped out.
Dry and repair
Structural drying runs by readings, followed by repairs.
Related pages include flood damage restoration and water heater leak cleanup for the common household failures.
If water is still spreading in Carmel
Close the water main
Clockwise until it stops. Open a low faucet to drain the line.
Turn off power to wet areas
Only from a dry panel, and never while standing in water.
Move valuables
Lift papers, electronics and small furniture.
Avoid dirty water
Water from drains, streams or a flooded street should not be touched.
Call the 24/7 line
Share the address, the source and what is wet.
Water damage in Carmel
Call the 24/7 line and tell us what happened.
Carmel on the map
The map is centered on the hamlet of Carmel, the county seat. Our base is on Route 6 in Mahopac, southwest along the corridor.
Carmel water damage questions
Yes, around the clock, every day of the year. Call and describe the situation.
Carmel uses ZIP 10512, which covers the hamlet and the Route 6 and Route 52 corridor. Some addresses in that ZIP carry the postal names Kent Cliffs or Kent Lakes, and we serve those too.
The Town of Carmel building department. The town's Flood Damage Prevention Law applies to substantially damaged structures in mapped flood zones.
Yes. We handle commercial losses and coordinate with building owners and tenants.
Homeowners policies generally exclude flood, and a separate flood policy is the usual route. Ask your agent.